Queensland First Home Buyer Grants Explained (2025 Update)
Buying your first home is a massive milestone, but understanding what financial help is available can feel overwhelming. That’s where we come in. At Buy Build Homes, we help Queenslanders make the most of the first home buyer grants and incentives that can save you thousands.
In this 2025 guide, we break down the grants, schemes, and stamp duty concessions available to first-time buyers — and how to access them.
What is the Queensland First Home Owner Grant?
The Queensland First Home Owner Grant (FHOG) provides eligible buyers with a one-off payment of up to $30,000 (in regional areas and newly built homes). It’s a fantastic way to boost your deposit or cover closing costs.
Key FHOG Criteria (2025):
You must be buying or building a brand new home valued under $750,000
You or your partner must not have owned property in Australia before
You must be 18 years or older and an Australian citizen or permanent resident
TIP: Even if you're unsure if you qualify, our team can assess your situation in a free consultation. Get Pre-Qualified in minutes.
Additional First Home Buyer Benefits in Queensland
First home buyer grants aren’t the only help available. Here’s what else you might be eligible for:
1. Stamp Duty Concessions
First-time buyers purchasing homes under $500,000 could pay no stamp duty at all, saving thousands. Partial concessions apply for homes up to $550,000.
2. First Home Guarantee Scheme
Buy with as little as a 5% deposit and avoid paying costly Lenders Mortgage Insurance (LMI). Places are limited, so early application is key.
3. HomeBuilder & Regional Grants (If available)
From time to time, additional grants are announced for specific regions or economic periods. We stay on top of these so you don’t have to.
How to Apply for First Home Buyer Grants
Step-by-Step Application Process:
Check your eligibility – Use our free consultation to confirm which grants you can access.
Get pre-approved for finance – We work with finance specialists who understand first home buyer needs.
Find your ideal property – We match you with eligible house and land packages across Queensland.
Submit your grant applications – We help you lodge your FHOG and stamp duty paperwork correctly and on time.
Common Questions About First Home Buyer Grants
Can I use the grant as part of my deposit?
Yes, many lenders accept the grant toward your deposit, but you’ll usually need some genuine savings as well.
What if I’m buying with a partner who has owned property before?
If either applicant has previously owned property, you may not be eligible for the grant. Book a chat with us to discuss your options.
Can I access more than one grant?
Yes! You can combine the FHOG with the First Home Guarantee and stamp duty concessions if you meet the criteria.
Why Work with Buy Build Homes?
Navigating the paperwork alone can be tricky, and missing a step could cost you thousands. Here’s how we help:
Expert advice tailored to first home buyers
Access to eligible house and land packages
Pre-qualification and finance assistance
Step-by-step support from start to finish
Start Your First Home Journey Today
Ready to find out what grants and schemes you qualify for? Let Buy Build Homes guide you through a stress-free, affordable path to homeownership.